Business Checking & Savings

Want to switch your account to NCF?

Learn how to switch your accounts with our switch kit and enjoy the benefits of being a NCF customer. It’s as easy as 1-2-3!

Important Information for Opening a New Account

Identification Procedures Requirements: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


If you need to reorder checks use our secure Check Reorder Form.

Analysis Business Checking Account

The Analysis Business Account is available for corporations and partnerships. A monthly fee is instituted and certain transactions are charged a service fee. These service charges may be reduced by an earnings credit which is based on the average collected balance less reserve requirements. The earnings credit rate is the savings account rate plus 1%.

Non-Profit Checking Account

Any non-profit organizations such as churches, scouts, PTOs, Boosters, etc. can open a non-profit checking account. This is an interest bearing account with 50 free checks per month. Cancelled checks will be returned with monthly statement.

Small Business Checking

For small business we have designed a non-interest bearing checking account with a minimum opening deposit of $50.00. You will receive 150 transactions free per month and a charge of $0.50 for each transaction over 150. There is no minimum balance requirement for this checking account. Transactions include deposits, deposited items, checks written, ACH deposits and withdraws and any item that would post to the account.

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E-mail is not necessarily secure against interception. You can call us directly at 937.845.3636 during 9-5, or use our Secure Contact Form instead.

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