President’s Message

Brian A. Smith, President

Welcome to NCF Savings Bank, a proudly locally owned institution serving Clark County, Ohio. With deep-rooted connections dating back to 1883, we value the relationships with our clients and the local lending decisions that positively influence our communities’ families and economies. Our tagline, “Local. Not Limited.,” encapsulates our commitment to matching the capabilities of big-box competitors while consistently delivering a friendly and personalized banking experience.

Drawing from my decade-long experience at one of the nation’s largest banks early in my career, I can attest that witnessing the impactful contributions we make on the local level is the most rewarding aspect of our work at NCF. Local banking plays a crucial role in fostering a robust local economy, particularly in nurturing small business development. Over the years, we’ve had the pleasure of participating in numerous landmark projects within the communities we serve, providing us with firsthand insight into the transformative influence of locally deposited funds on the places where you work and live.

As a recent appointee to the National Mutual Savings Association Advisory Committee, I have the honor of evaluating and assessing the health of local institutions nationwide. I am delighted to report that NCF proudly stands shoulder-to-shoulder with locally owned mutual savings institutions across the country. I am committed to continually exploring avenues that ensure our ongoing relevance and capability amidst our larger competitors.

If you have not yet chosen NCF for your banking needs, we extend a warm invitation for you to “make the switch.” Experience the reality of genuine local banking and put our tagline to the test.

Sincerely,

Brian A. Smith

President

Member – Mutual Savings Association Advisory Committee

Bank Officers

• Brian A. Smith, President and Chief Executive Officer
• Jamie L. Fletcher, Chief Operating Officer
• Carl S. Gilbert, SVP – Mortgage and Consumer Lending
• Jason R. Bucey, SVP – Business Development
• Julie M. Brannon, Vice President – BSA/AML
• Kaylee M. Houseman, Vice President – Finance
• Sabrina J. Tackett, Vice President – Business Development
• Brandy Freyhof, Vice President – Retail Administration

Board of Directors

Branch Managers & Office Administrators

• Angela M. Albright, New Carlisle
• Sadie M. Fannin, Springfield-Limestone
• Jeremy C. Berg, Springfield-Villa