Savings Accounts

First Rate Savings Our First Rate savings account offers a premium rate of interest with the convenience of using our online banking system. To be eligible all you need to do is have our First Rate Checking Account.

  • No monthly service fee
  • No minimum balance requirement
  • Opportunity to earn a premium rate of interest*
  • Free Online Banking
  • Electronic Statements for your convenience and security

*Premium interest is paid on balances up to $15,000.

Student Savings Our Student Savings account offers a variable rate of interest that allows you to build upon your existing funds. It is a perfect fit for students looking to save up money for the future.

  • Interest is compounded daily
  • No minimum balance requirement

Statement Savings Our Statement Savings account offers a variable rate of interest that allows you to build upon your existing funds. It is a perfect fit for those individuals looking to save up for future endeavors.

  • Interest is compounded daily

Money Plus Savings Our Money Plus Savings account is a great choice for those who want to earn interest on higher balances.*

  • Pays interest on entire account balance
  • Tiered rate system

*Ask a customer service representative for current rates and average balance requirements.

Want to switch your account to NCF?

Learn how to switch your accounts with our switch kit and enjoy the benefits of being a NCF customer. It’s as easy as 1-2-3!

Important Information for Opening a New Account

Identification Procedures Requirements: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


If you need to reorder checks, use our secure Check Reorder Form.  

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